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Small & Medium Enterprise (SME) Financing

SME Financing data refers to the quantum of financing to SMEs in Pakistan. Data for this category is sourced from the Quarterly SME Finance Review, published by the [State Bank of Pakistan](https://www.sbp.org.pk/).

Key Figures

Outstanding SME Portfolio
Jun 2026

PKR 906.7B

6.2% QoQ
SME Borrowers
Jun 2026

319.2K

2.2% QoQ
SME Finance as % of Private Sector Credit
Jun 2026

7.8%

1.7% QoQ
SME NPL Ratio
Jun 2026

9.6%

-3.5% QoQ

Datasets (13)

Period/Range Data Points Date Modified Trend

Outstanding SME Portfolio

Period
Quarterly
Datapoints
51
Date Modified
16 Sep 2026 05:39 AM
Quarterly
Dec 2013 to Jun 2026
51 16 Sep 2026 05:39 AM
6.2% QoQ

Outstanding SME Portfolio by Facility Type

Period
Quarterly
Datapoints
51
Date Modified
16 Sep 2026 05:40 AM
Quarterly
Dec 2013 to Jun 2026
51 16 Sep 2026 05:40 AM

Outstanding SME Portfolio by Sector

Period
Quarterly
Datapoints
51
Date Modified
16 Sep 2026 05:40 AM
Quarterly
Dec 2013 to Jun 2026
51 16 Sep 2026 05:40 AM

SME Financing by Islamic Banks and Islamic Banking Divisions

Period
Quarterly
Datapoints
51
Date Modified
16 Sep 2026 05:41 AM
Quarterly
Dec 2013 to Jun 2026
51 16 Sep 2026 05:41 AM
10.7% QoQ

SME Borrowers

Period
Quarterly
Datapoints
51
Date Modified
16 Sep 2026 05:42 AM
Quarterly
Dec 2013 to Jun 2026
51 16 Sep 2026 05:42 AM
2.2% QoQ

Loans to SMEs (Including Bills Purchased & Discounted)

Period
Monthly
Datapoints
128
Date Modified
28 Aug 2026 09:40 AM
Monthly
Dec 2015 to Jul 2026
128 28 Aug 2026 09:40 AM
3.7% MoM

SME Finance as % of Private Sector Credit

Period
Quarterly
Datapoints
43
Date Modified
16 Sep 2026 05:41 AM
Quarterly
Jun 2015 to Jun 2026
43 16 Sep 2026 05:41 AM
1.7% QoQ

SME Finance as % of Total Credit

Period
Quarterly
Datapoints
14
Date Modified
26 Jan 2021 15:59 PM
Quarterly
Dec 2013 to Jun 2017
14 26 Jan 2021 15:59 PM
-5.3% QoQ

SME NPL Ratio

Period
Quarterly
Datapoints
51
Date Modified
16 Sep 2026 05:42 AM
Quarterly
Dec 2013 to Jun 2026
51 16 Sep 2026 05:42 AM
-3.5% QoQ

SME Loans Outstanding by Tenor < 1 Year

Period
Annually
Datapoints
18
Date Modified
12 Jun 2026 07:19 AM
Annually
2007 to 2024
18 12 Jun 2026 07:19 AM
-15.2% YoY

Loans to Private Sector Businesses

Period
Monthly
Datapoints
128
Date Modified
28 Aug 2026 09:40 AM
Monthly
Dec 2015 to Jul 2026
128 28 Aug 2026 09:40 AM
-3.1% MoM

SME Loans Outstanding by Tenor - 1 to 3 Years

Period
Annually
Datapoints
18
Date Modified
12 Jun 2026 07:19 AM
Annually
2007 to 2024
18 12 Jun 2026 07:19 AM
74.6% YoY

SME Loans Outstanding by Tenor > 3 Years

Period
Annually
Datapoints
18
Date Modified
12 Jun 2026 07:19 AM
Annually
2007 to 2024
18 12 Jun 2026 07:19 AM
1.6% YoY